About Me

Married, mother of 2 wonderful kids living in Western NY. Currently working full time outside of the house.
I would like to get my spending under control, reduce my debt and most importantly teach my kids to be responsible with money.

The GOOD as of 12/31/07
403(b)plan $17,489.72
403(b)plan $17,879.95
IRA $78,020.02
EF $7,010.94
FNBO savings $138.44

*****4/9/08 UPDATE*****
403b plan 17,540.34
403b plan 16,781.50
IRA 75,071.04
EF 9,457.04
FNBO Savings 362.85
****7/1/08 Update********
403b plan $16,951.07
403b plan $17,185.06
IRA 74,453.32
EF $11,038.44
FNBO Savings $510.26

Additional income
Survery Cash
2/14/08 $10.00
2/22/08 $10.00
6/25/08 $5.00
7/14/08 $10.00
8/25/08 $20.00
9/2/08 $32.08

Consignment Store Cash
3/4/08 $17.00
8/28/08 $32.00

The BAD
11/2007 Current Credit Card Debt=$9000

The PLAN
Goals
1. Pay off all EVIL credit card debt
2. Pay off Student Loan
3. Pay off Car Loan
4. Stop living paycheck to paycheck
5. Be able to pay cash for my needs and wants
6. Get this body back into shape
starting weight 150 lbs, height 5'7"-3/5/08-148 lbs!

11/07 Joined a womens only gym!
9/08 Formal budget created
9/08 Monthly Menu created

New Blogger

October 30th, 2007 at 12:16 pm

First timer here people!
I am starting this blog with the intention of it being a tool to help me pay off my debt and start saving money.
I am not sure how much debt I have at the present moment. I will be figuring that out tonight and will post tomorrow as I believe seeing it in writing will help me realize that I need to do something about it.
I am glad I came across this website as I have already learned a few things and am confident that this online journal will be the key to my success!
Stay tuned to see how it all turns out.

Posted in Uncategorized | 9 Comments »

9 Responses to “New Blogger”

ceejay74 Says:
October 30th, 2007 at 12:40 pm

Welcome! I joined a few months ago, and this community has really helped me stay focused and motivated.
Broken Arrow Says:
October 30th, 2007 at 12:47 pm

Ah welcome.
moi aussi Says:
October 30th, 2007 at 01:13 pm

Welcome! This is a great place.
frugalhousewife Says:
October 30th, 2007 at 01:37 pm

Welcome! I am looking forward to reading your blog!
Ima saver Says:
October 30th, 2007 at 01:41 pm

Welcome and good luck!
Amber Says:
October 30th, 2007 at 07:57 pm

Welcome, hang around here long enough and you wll be debt free...it helped me

Good luck
JanH Says:
October 30th, 2007 at 08:41 pm

Welcome! Looking forward to reading more from you!
baselle Says:
October 30th, 2007 at 09:09 pm

Good luck. Post again!
koppur Says:
October 31st, 2007 at 08:02 am

Welcome aboard!

Clubneary's Personal Finance Blog

Getting rid of debt one penny at a time.

New Blogger

9 Responses to “New Blogger”

Leave a Reply