Well, I just ran through my numbers for the first 2 weeks of my new budget and for someone who has never liked to budget or been successful with it I think I did pretty good. There are some areas that I need to do better on and those will become my goals as I enter the 2nd pay period of my budget.
Areas I went over include:
Groceries-I had a budget of $100 and spent 198.73. The increase was due to the dinner party my husband decided to have.
Spending money-I had a budget of $80 which I thought would be more than enough but I spent 83.90. My biggest weakness is the coffee and muffins. I have to stay away from the food no matter how convenient it is.
I came in under budget in the gas category and all other areas I was right on target-expect my prescription that I forget to budget for. Luckily that was only $16.00.
I am expecting to get reimbursed for $241.00 worth of therapy sessions and the 16 for my prescription. When that money comes in I am going to apply it to my debt.
I love Christmas but will be happy when I can focus more on saving and paying off my debt. With all the shopping I have done I haven't purchased anything for myself which is a big improvement over last year. Last year I was buying a present for someone and then I would pick up the same thing for me. Ugh-shopping addiction sucks!
1st pay period of my new budget
December 12th, 2007 at 04:18 am