About Me

Married, mother of 2 wonderful kids living in Western NY. Currently working full time outside of the house.
I would like to get my spending under control, reduce my debt and most importantly teach my kids to be responsible with money.

The GOOD as of 12/31/07
403(b)plan $17,489.72
403(b)plan $17,879.95
IRA $78,020.02
EF $7,010.94
FNBO savings $138.44

*****4/9/08 UPDATE*****
403b plan 17,540.34
403b plan 16,781.50
IRA 75,071.04
EF 9,457.04
FNBO Savings 362.85
****7/1/08 Update********
403b plan $16,951.07
403b plan $17,185.06
IRA 74,453.32
EF $11,038.44
FNBO Savings $510.26

Additional income
Survery Cash
2/14/08 $10.00
2/22/08 $10.00
6/25/08 $5.00
7/14/08 $10.00
8/25/08 $20.00
9/2/08 $32.08

Consignment Store Cash
3/4/08 $17.00
8/28/08 $32.00

The BAD
11/2007 Current Credit Card Debt=$9000

The PLAN
Goals
1. Pay off all EVIL credit card debt
2. Pay off Student Loan
3. Pay off Car Loan
4. Stop living paycheck to paycheck
5. Be able to pay cash for my needs and wants
6. Get this body back into shape
starting weight 150 lbs, height 5'7"-3/5/08-148 lbs!

11/07 Joined a womens only gym!
9/08 Formal budget created
9/08 Monthly Menu created

If I were doing the $20 challenge...

February 8th, 2008 at 02:31 pm

I could have added .77 to it. That is how much I made on my new online savings account. Granted I don't have much money in there yet but that is pretty sad Frown Thankfully I have another savings account in which I was paid $9 in interest last month.

Oh well, every little bit helps!

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Clubneary's Personal Finance Blog

Getting rid of debt one penny at a time.

If I were doing the $20 challenge...

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