About Me

Married, mother of 2 wonderful kids living in Western NY. Working full time and going back to school part time for yet another degree! I would like to get my spending under control, reduce my debt and most importantly teach my kids to be responsible with money.

The GOOD as of 12/31/07
403(b)plan $17,489.72
403(b)plan $17,879.95
IRA $78,020.02
EF $7,010.94
FNBO savings $138.44

*****4/9/08 UPDATE*****
403b plan 17,540.34
403b plan 16,781.50
IRA 75,071.04
EF 9,457.04
FNBO Savings 362.85
****7/1/08 Update********
403b plan $16,951.07
403b plan $17,185.06
IRA
EF $11,038.44
FNBO Savings $510.26

Survery Cash
2/14/08 $10.00
2/22/08 $10.00

Consignment Store Cash
3/4/08 $17.00

WBD
July 2008

The BAD
11/2007 Current Credit Card Debt=$9000

The PLAN
Goals
1. Pay off all store credit cards-DONE 3/5/08!!!!!!
2. Pay off Visa/Discover
3. Pay off Student Loan
4. Pay off Car Loan
5. Save mucho money for once in my life!
6. Get this body back into shape
starting weight 150 lbs, height 5'7"-3/5/08-148 lbs!

Plan to reach said goals:
Store cards paid off by 3/08
12/1/07 balance= 936.00 DONE
Visa/Discover paid off by 12/08
12/1/07 balance=
Student Loan paid off by 12/09
12/1/07 balance=
Car Loan paid off by 12/10
12/1/07 balance=
Savings goal $750 by 12/08
12/1/07 balance= 28.77
Body goal-joined gym 11/07

Sofari Sogoodi!

April 17th, 2008 at 06:43 am

Can't help the Scooby Doo reference, it's all my kids want to watch these days Smile

I made it home last night without spending a dime. I ate dinner and played with the kids all evening. So, with the exception of the donuts it could have been a no spender.

This morning I had to be at work at 6am. I set the coffee maker to start at 5am and made some toast prior to leaving the house. Made myself a salad last night for lunch today. I got a free coffee at the coffee cart here at the hospital where I work. They have the punch cards and after 10 you get a free one. I took advantage today since it is hard to be functional at 6am.

I am doing well so far today hence the title Smile I am itching to go shopping after work though. I have about 2 hours of free time and want to go to the mall and look around. This could be a bad thing. Perhaps I should think of something else to do?!

Posted in Uncategorized | 4 Comments »

4 Responses to “Sofari Sogoodi!”

merch Says:
April 17th, 2008 at 07:14 am

Would going to the mall be too much of a temptation?

Think about the CC you could be paying down. You've done good with your first goal. let's hit that second one.
sagegirl Says:
April 17th, 2008 at 08:45 am

Merch is right, maybe you should find something else to do. Plus, he is on his "half debt is paid off" high so we should listen to him
clubneary Says:
April 17th, 2008 at 09:11 am

Thanks Guys, Merch you are always the voice of reason and that is what I need right now. I am going to skip the shopping and head to the gym after work. That will give me enough time to have dinner with the family and hopefully get that walk in
pretty cheap jewelry Says:
April 17th, 2008 at 12:32 pm

SMART! A work out is far superior to the mall. Just the endorphines alone will be a much longer benefit than a 'widget' you buy.

Clubneary's Personal Finance Blog

Getting rid of debt one penny at a time.

Sofari Sogoodi!

4 Responses to “Sofari Sogoodi!”

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