Try as I might I can't have a No Spend Day. I enjoy my morning coffee at work too much. And yes, I have tried to make coffee at home in an attempt to cut this out of my budget but I still like good old hospital cafeteria coffee. So, instead of beating myself up about never having a NSD I have created a new acronym...WBD. It stands for Within Budget Day (feel free to use if you like). I figure if I budget myself $10 a week for my morning treat as long as I don't go over that I am within budget. I have placed a cup in my drawer where I am stashing the cash and that is the only place I can take money from when I have or want to buy food while at work. Once it's gone, it's gone. So, Within Budget Day gives me some room to enjoy my coffee and not feel guilty about it. I think I can actually have a ton of WBD. I am going to try to keep track for the month of July.

Unfortunately today will not be one of those days

I was all set for it to be but then we were invited to a spur of the moment birthday parent for our neighbor. We don't usually do gifts for birthdays but since we are going over for pizza, cake, and swimming I figure I should at least bring a card and a couple of scratch off lotto tickets. So, as easy as that my WBD goes out the window.

I am hopeful though...I think I may be on to something here