About Me

Married, mother of 2 wonderful kids living in Western NY. Currently working full time outside of the house.
I would like to get my spending under control, reduce my debt and most importantly teach my kids to be responsible with money.

The GOOD as of 12/31/07
403(b)plan $17,489.72
403(b)plan $17,879.95
IRA $78,020.02
EF $7,010.94
FNBO savings $138.44

*****4/9/08 UPDATE*****
403b plan 17,540.34
403b plan 16,781.50
IRA 75,071.04
EF 9,457.04
FNBO Savings 362.85
****7/1/08 Update********
403b plan $16,951.07
403b plan $17,185.06
IRA 74,453.32
EF $11,038.44
FNBO Savings $510.26

Additional income
Survery Cash
2/14/08 $10.00
2/22/08 $10.00
6/25/08 $5.00
7/14/08 $10.00
8/25/08 $20.00
9/2/08 $32.08

Consignment Store Cash
3/4/08 $17.00
8/28/08 $32.00

The BAD
11/2007 Current Credit Card Debt=$9000

The PLAN
Goals
1. Pay off all EVIL credit card debt
2. Pay off Student Loan
3. Pay off Car Loan
4. Stop living paycheck to paycheck
5. Be able to pay cash for my needs and wants
6. Get this body back into shape
starting weight 150 lbs, height 5'7"-3/5/08-148 lbs!

11/07 Joined a womens only gym!
9/08 Formal budget created
9/08 Monthly Menu created

Found $45

July 8th, 2008 at 06:49 am

DD and I went through the house and cars last night looking for Canadian money in anticipation for our upcoming weekend trip. We dug through the change jar, she dumped 2 piggy banks, I rooted through car ashtrays and DH dresser drawers.

Grand total for me-$45.00. DD ended up with a little under $5 which is good for her to use as spending money.

It feels a little like found money although I know it is from previos trips but it's nice to know that we are $45 ahead of the game!

Tonight I am packing and getting our birth certificates out.

Posted in Uncategorized | 3 Comments »

3 Responses to “Found $45”

Swimgirl Says:
July 8th, 2008 at 08:11 am

Do you have to have passports, not just birth certificates? There's that new law... passports required even for Canada and Mexico, now.
anonymouse Says:
July 8th, 2008 at 02:41 pm

They postponed the passport requirement for those traveling by land into Canada until next year. You need a driver's license and a birth certificate.
Koppur Says:
July 9th, 2008 at 06:18 am

when we were unpacking afer the move, I opened a little jewlery box and found $15 in it - in British Pounds! Works out to about $30 US, but I love having English money around...

Clubneary's Personal Finance Blog

Getting rid of debt one penny at a time.

Found $45

3 Responses to “Found $45”

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