I sent Discover Card an email this morning asking them to lower my interest rate which I doubt they will do. I haven't heard from them yet and am pretty impatient. So, I went ahead a completed 2 balance transfers. One to an existing card at 4.9% and one to a new card with 0% for 6 months and then anywhere from 9-17% after. I figure even if I get stuck with the 17% it beats 26%. Even if Discover does lower the rate I am not using them anymore. Card is being chopped up tonight. I don't think they could match the rates I found today when I did some investigating. I will keep the account open since I have had it forever.
Yesterday I didn't spend anything more than what I spent on my coffee so that was a WBD! Today I am getting my hair done so I will be spending a bit more than I had planned. I thought I could go a little longer before having it done but after fighting with it this morning I realized that if I want to look half decent (and I do) then I have to fork over the cash to have it done.
Anyone have any experiences with The Little Gym? I am thinking of enrolling DS there once a week to work out some of his energy and possibly give Dad some downtime since he is home for the summer. I signed up for some information and a free class to see if it something we would be interested in. Of course their web site didn't have any prices listed.
I also contacted the YMCA today of which we are not members. DD is going to be swimming during gym class next year at school (3rd grade) and she is nervous that she can't do the back stroke. I missed the sign ups for the regular classes and inquired about private swim lessons. $30/30 minutes. Seems kinda steep to me. I am going to look around some more and try to find out when in the school year they are going to be swimming so I can get her into a class or lessions prior. She is such a worrier. Summer isn't even close to being over and she is already worried about it. I hate it when she worries and want to try to make this a pleasant experience for her. I know I hated swimming in school but that was high school. I never had to swim in 3rd grade gym class!
Good-bye Discover Card, Hello Little Gym?
July 23rd, 2008 at 10:10 am
July 23rd, 2008 at 02:50 pm
We love the Y. My kids are doing semi-private swim lessons (the two older together, then the three younger). The big kids are do amazing after 4 sessions, the little ones are doing good too after 8. We always have the same instructor and she is knowledgable and good. Maybe one or two private lessons would do the trick for your 3rd grader. I think they pick it up fast in a smaller environment.