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The 2 most disappointing areas of my life

September 15th, 2008 at 02:40 pm

Much like weight loss I am very frustrated with paying off debt. Neither seems to want to go away very quickly. I think they like me.

I was always fortunate when it came to my weight. I was a stick until I hit about 29 and got pregnant. I remember being a teenager and drinking milkshakes hoping that they would put some meat on my bones. Enter my 30s and the metabolism slows down and now all that meat I was wishing for has found a home. I guess I shouldn't really complain as this is the first serious effort I have put into losing weight (I am 5'7" and currently at 156 lbs). It just isn't coming off fast enough and it seems like all the things I am doing right aren't helping. I am not eating after 7pm anymore and I am limiting my stops for coffee and a donut in the am. I haven't drank much soda and I have increased the amount of water and fruit I take in. Exercise has been limited due to the foot injury which is starting to feel better.

Credit card debt seems to be in my blood although I should know better. My parents were in deep debt when they both died. Luckily I didn't inherit that debt but I remember them struggling to pay the bills. Why would I want that for myself? Well, I know I didn't set out to want that. I did some soul searching and came up with the thought that when I was younger like late teen early 20's I was dealing with the fact that my both my parents were alcoholics. The falling down drunk kind. They had been all my life. I believe that as soon as I hit 18 and was able to get a store credit card I went out and bought myself stuff to make me feel better about the situation at home. That mental process stuck with me for years and I always associated buying things with making myself happy. I didn't think about the long term consequences. So, here I am 37 years old. Both my parents passed away in 2001 and I am for really the first time in my life trying to get this under control. I am getting frustrated because I have created my budget, done my menu plan, and basically stopped all shopping and it doesn't seem to have made any difference whatsoever.

I am at a loss. It is so hard to try to deep yourself out of debt when you are trying to keep your family going. Kids are expensive and they need things. I am not talking about wants. I gave up on wants. Needs are expensive enough. And the weight, well, I am holding on to the idea that once my foot is healed I will head back to the gym. Just not seeing either number (total weight and/or total debt) decrease is very, very disappointing.

7 Responses to “The 2 most disappointing areas of my life”

  1. Go.xtina Says:

    About the family situation, I feel ya. I noticed I spend a lot when I am depressed.

  2. sillyoleme Says:

    I tend to do emotional spending when I am depressed or stressed as well. I try to limit so much, that sometimes it gets to me and all I want to do is go buy some fingernail polish! Smile
    I know it's a hard battle, but don't get discouraged... it can only get easier, and every little bit that you are doing (on both issues) is a little bit better than you were before! Hang in there, you are not the only one going through it!

  3. noexcusebudget Says:

    the best advise is to set a realistic budget and stick to it... it helps with emotional spending which any and everyone has done.

    Good luck on the weight too!

  4. fern Says:

    Hang in there, kiddo. I'm sure it took time to put the weight on and to get into debt, so it will take time to get yourself out of it. But you are on the righ track. Just keep your goals in mind.

    And really, for your height, you don't sound terribly overweight. So don't beat yourself up. You're doing fine.

  5. gamecock43 Says:

    Rome wasnt built in a day...give yourself enough time to accomplish these things. I bet a year from now you will have made a big difference!

  6. Petunia Says:

    Hang in there. I have a spending problem and a weight problem too, so you're not alone. Smile One thing that helps me when I get in a funk is to review the progress I've made and how far I've come over the last month, year and lifetime. We all have made some progress even when it doesn't seem like a lot. Keep going. You can do this.

  7. Mrs. matt Says:

    Maybe you could try focusing on short term goals that will lead into the long term goals. Example: This week I'll have 1 no spend day, and I'll reach my water intake 5 days this week. You'll start to devolp good habits that will help you reach your bigger, long term goals. I hope everything works out for you. :-)

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