About Me

Married, mother of 2 wonderful kids living in Western NY. Currently working full time outside of the house.
I would like to get my spending under control, reduce my debt and most importantly teach my kids to be responsible with money.

1st Quarter Goals 2009

*Do NOT use credit cards for ANYTHING

*Save $300

*Pay $250 to Student Loan

*Pay cash for EVERYTHING!

*$300/month food budget (including groceries and ALL eating out)

*Go to the gym at least 2x a week

*Read 5 books

The GOOD

****7/1/08 Update********
403b plan $16,951.07
403b plan $17,185.06
IRA 74,453.32
EF $11,038.44
FNBO Savings $510.26

*****4/9/08 UPDATE*****
403b plan 17,540.34
403b plan 16,781.50
IRA 75,071.04
EF 9,457.04
FNBO Savings 362.85

*****12/31/07*********
403(b)plan $17,489.72
403(b)plan $17,879.95
IRA $78,020.02
EF $7,010.94
FNBO savings $138.44

Budget software

December 18th, 2008 at 02:27 pm

I am considering purchasing some budget software.

The Mint thing didn't work out for me. As much as I like the idea of it all being on line it was reliable at all. My transactions wouldn't download and half the time my accounts couldn't connect. Not worth the aggravation.

So, I am going to do some homework and look into YNAB and Quicken. My home computer came with a version of Quicken which is like 7 years old now.

Anyone have any suggestions or opinions as to which they like better? What should I avoid? Anything?

Thanks!

Posted in Uncategorized | 7 Comments »

7 Responses to “Budget software”

frugaltexan75 Says:
December 18th, 2008 at 06:11 pm

Huge YNAB fan here. It isn't an online program, but you are able to download info from your accounts. There is a great forum where you can ask any questions you have about it, and will get answers quickly. http://www.ynabpro.com/forum/index.php
merch Says:
December 18th, 2008 at 07:33 pm

I use mvelopes.com Been using since 12/2007. I like it, but it costs money.
Amber Says:
December 18th, 2008 at 08:22 pm

I use MS Money and like it alot some people I know really like quicken, but if you have excel you can set up your accounts using it instead
skydivingchic Says:
December 19th, 2008 at 07:34 am

I'm another Mvelopes user. As Merch pointed out, it does cost money. But it is without a doubt the best thing that I've ever done for my personal finances and has certainly paid for itself in saved CC interest and helping plug the leaky spending holes.
Koppur Says:
December 19th, 2008 at 09:19 am

I track everything with an excel spreadsheet, but I wouldn't reccommend it. I still make mistakes and it turns out not to be too accurate.
Norman Moore Says:
December 20th, 2008 at 03:36 pm

I just started with You Need a Budget and it appears to be very good.
Personal Budget Software Says:
December 20th, 2008 at 03:40 pm

I'm not sure it matters which budget software you use as long as you create a plan and stick to it. Living within your means takes time, patience and creativity, but the rewards are more than worth the sacrifice.

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Budget software

7 Responses to “Budget software”

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