I have misplaced my ATM/Debit card. Most people would think this was a bad thing. I however do not.

I went to the bank yesterday to report it lost and to order a new one. No one has used the card since I last used it last Sunday. This is excellent news. If someone has found it they aren't attempted to get at my cash.

I am guessing the card is lost somewhere in my house or car although my attempts at locating it have failed.

It will take about 10 days for the new card to come. It may take a little longer since we have the holiday coming up.

I use my debit card for EVERYTHING. From gas to coffee in the morning. From groceries to mindless, needless spending. Not having my card hopefully means no more mindless spending. I have $50 to last me for spending until my new card comes. I have to be very careful what I spend my money on since I won't have access to anymore.

The lady at the bank told me to take a few checks with me when I go shopping and I can pay that way. Stores still take checks?! I can't remember the last time I wrote a check. I don't think I would have a clue how to pay by check!

This might be the push I need to face my New Years resolutions and my goals for the first quarter of 2009.

I guess something good can come from something bad