Clubneary's Personal Finance Blog

Salem, MA here we come-Thanks Koppur!

(clubneary) — Thu, 25 Sep 2008 04:02:41 PST

DH is turning 40 this year and I have been trying to think of something special for him. He isn't really the type of person who likes to be the center of attention so a party wouldn't be the best idea. I did toy with the idea of a party but after 2 weeks of thinking about it I got...

Thanks

(clubneary) — Mon, 22 Sep 2008 10:30:55 PST

Thanks for everyones support on my last post. I think I am feeling better about things and am trying to be more patient with both the finances and weight loss.

It was a busy weekend and I got away from my budget a little. I am going to look things over this evening and get back...

The 2 most disappointing areas of my life

(clubneary) — Mon, 15 Sep 2008 14:40:35 PST

Much like weight loss I am very frustrated with paying off debt. Neither seems to want to go away very quickly. I think they like me.

I was always fortunate when it came to my weight. I was a stick until I hit about 29 and got pregnant. I remember being a teenager and drinking...

A haircut and a food thief!

(clubneary) — Sat, 13 Sep 2008 09:57:01 PST

I am so glad the weekend is here! It is itme to do my grocery shopping. We managed to do well the first 2 weeks of the food budget. I stuck to my dinner menu and enjoyed the fact that I had everything that I needed to make each meal at home. No running out to the store for one...

Spaghetti and Meatballs

(clubneary) — Wed, 10 Sep 2008 13:06:29 PST

That is what is on the menu for tonight. With some garlic cheese bread-yum!

The menu is still going strong although I have had to tweak a few nights. Monday I worked late and DD had play rehearsal so Daddy took them to McDonalds. Tuesday Daddy bought pizza. So, tonight I am...

$40 in copays and I still don't know what is wrong!

(clubneary) — Mon, 08 Sep 2008 14:09:18 PST

For the past week or so my left foot has been hurting. It is the top of my foot right under the second and third toes. I noticed over the weekend that it was swollen so decided I should probably get it looked at today.

Saw the PA who thought it might be fractured. He said if...

Yummy dinner again!

(clubneary) — Fri, 05 Sep 2008 19:54:38 PST

Anyone know of an easy way to drain pastina? That was the most challenging part of my dinner last night. The pasta is so small that you can't put it in a strainer. I put a lid on the pot and tried to dump the water out while saving the pastina and got steam burns but managed to...

Tonight's planned dinner is...

(clubneary) — Thu, 04 Sep 2008 10:00:11 PST

Italian Baked Chicken and Pastina courtesy of Giada DeLaurentiis from the Food Network! It should be ready in less than 60 minutes and has many ingredients that the kiddos like so I am hopeful this recipe will be a keeper.

We took the kids to Friendly's last night to celebrate...

OK people, I am on a roll!

(clubneary) — Tue, 02 Sep 2008 14:20:51 PST

My budget for the month of September is done. I estimated my income a little low. I work on call so every month differs with how many on call days I will have and if I have to resolve anything when on call. So, I am hoping that my income will be a little higher than what I put down.

I...

Thanks for all the advice

(clubneary) — Fri, 29 Aug 2008 13:41:02 PST

I appreciate everyone's comments and suggestions from my last post about not being able to cut back on using the old credit cards.

I have since created a better budget, right down to the last penny for the month of September. I am going to try my best to stick to it. I gave myself...

Basic Finance Principle-opinions wanted

(clubneary) — Tue, 26 Aug 2008 17:49:34 PST

I have been around long enough to know that in order to get out of debt you need to
a) pay off existing debt and
b) prevent any new debt from occuring

I seem to be struggling with B. It seems as though as I try to throw everything I have to my debt I wind up not being able to...

Donating Blood and Travel Soccer

(clubneary) — Tue, 26 Aug 2008 10:59:05 PST

Here at the medical center where I work the Red Cross does blood drives all the time. It seems like they are here every other week recruiting people to donate. They are here today and are offering a free movie ticket, free tshirt, and a chance to win a $500 gift card to some store....

Back to school shopping

(clubneary) — Fri, 22 Aug 2008 09:23:17 PST

****Old Navy is having a sale on jeans this Saturday. $7 for all kids jeans and $12 for adult jeans****************

Yesterday I took DD out for some school shopping. Although I don't really enjoy back to school shopping it was nice to spend the day with her alone and just chat...

Haha Temptation-I beat you!!!

(clubneary) — Fri, 15 Aug 2008 09:46:21 PST

Very proud of myself at this moment. I just went down to the bookstore here at the medical center where I work. It happens to be a Barnes and Noble which is a hot spot for me. I went in looking for a new planner. While I was there I stopped to look through the books since I am...

Where did Summer go?

(clubneary) — Thu, 14 Aug 2008 12:08:25 PST

So, I ditched the Discover card. They weren't ready to work with me so I transferred my debt elsewhere. Not a permanent solution but I am glad to not be doing business with them anymore.

Can't believe summer vacation is almost over. It has been a very rainy summer here in Western...

37 already, how can that be?

(clubneary) — Mon, 04 Aug 2008 10:37:04 PST

Well, I turned 37 on Saturday and it hit me like a ton of bricks. I have been having horrible headaches the last couple of weeks and the nasty vertigo feeling has crept in a couple of times, one being at my birthday get together. We had family over for pizza and cake yesterday and...

Good-bye Discover Card, Hello Little Gym?

(clubneary) — Wed, 23 Jul 2008 10:10:52 PST

I sent Discover Card an email this morning asking them to lower my interest rate which I doubt they will do. I haven't heard from them yet and am pretty impatient. So, I went ahead a completed 2 balance transfers. One to an existing card at 4.9% and one to a new card with 0% for...

26.99% interest with good credit rating

(clubneary) — Tue, 22 Jul 2008 11:24:05 PST

Back from my week of vacation which consisted of the weekend trip to Toronto and then VBS at our church and basketball camp for DD. It was a busy week at home and I am slightly glad to be back at work (sshh don't tell anyone!)

In between camps I managed to go through the basement...

Found $45

(clubneary) — Tue, 08 Jul 2008 06:49:19 PST

DD and I went through the house and cars last night looking for Canadian money in anticipation for our upcoming weekend trip. We dug through the change jar, she dumped 2 piggy banks, I rooted through car ashtrays and DH dresser drawers.

Grand total for me-$45.00. DD ended up with...

Dirty Dancing trip this weekend

(clubneary) — Mon, 07 Jul 2008 11:50:48 PST

So we are headed to Toronto this weekend with DH's whole family to celebrate Nana and Papa's 40th wedding anniversary. On one hand I am looking forward to going but of course on the other I am not. My 2 sister in laws do not get along at all and I am sure something is going to happen...